OB-SYOK-2026-001
Syokimau Maisonette Ground Floor Works
Mwende Family Trust
- Contract
- KSh 1,800,000
- Cash gap
- KSh -300,000
- Progress
- 48%
- Risk
- HIGH
Illustrative demo · Construction
Otieno Builds: Is the site making profit or just moving money?
A construction demo showing how ClariFi turns scattered project records into cash-flow visibility, supplier discipline, and lender-ready insights.
“Kazi iko, lakini pesa haikai. Client anachelewa kulipa, fundi anataka pesa leo, supplier anataka balance.”
Translation: There is work, but money does not stay. The client delays payment, the worker wants money today, and the supplier wants their balance.
— Otieno Onyango
Project portfolio
OB-KIT-2026-002
Kitengela Boundary Wall & Gate Works
Njeri Residence
- Contract
- KSh 620,000
- Cash gap
- KSh 158,000
- Progress
- 100%
- Risk
- LOW
OB-ATHI-2026-003
Athi River Shop Renovation
Baraka MiniMart
- Contract
- KSh 420,000
- Cash gap
- KSh -75,000
- Progress
- 62%
- Risk
- MEDIUM
Primary project — Syokimau Maisonette Ground Floor Works
Contract value
KSh 1,800,000
Amount received
KSh 950,000
Total expenses
KSh 1,250,000
Cash gap
KSh -300,000
Client balance
KSh 850,000
Supplier debt
KSh 300,000
Est. profit (before supplier debt)
KSh 550,000
Profit risk
HIGH
Supplier ledger
Total outstanding: KSh 400,000
Wanjiku Hardware Ltd
Cement, nails, timber
KSh 180,000
Due in 5 days · pending
Kamau Transporters
Sand, ballast, stone transport
KSh 45,000
Due today · urgent
Steel Centre Athi River
D12/D16 bars, BRC mesh
KSh 75,000
Due in 7 days · partial
Mavoko Quarry Supplies
Ballast, hardcore
KSh 60,000
Due in 10 days · pending
Prime Timber Yard
Timber, formwork, plywood
KSh 40,000
Due in 12 days · pending
Loan eligibility (illustrative)
Readiness: Moderate · Score 68/100 · Suggested advance KSh 250,000
Repayment trigger: Ground floor slab milestone payment
- Active contract with confirmed client balance
- Supplier invoices available
- Cash gap exists but repayment source is visible
- Cost-to-complete needs closer monitoring
Dashboard insights
Cash gap detected
KES 300,000
Client balance pending
KES 850,000
Urgent supplier payment due today
KES 45,000 (Kamau Transporters)
Labour cost share
Labour is 23% of contract value on Project A
Active project stress
Project A is active but cash-flow stressed
Collection priority
Collect milestone invoice before adding new material credit
Strategic loop
- DiagnoseCash gap and supplier pressure detected.
- DecidePrioritize milestone collection before new purchases.
- DeploySend client follow-up and update supplier payment plan.
- DefendSet alert for urgent supplier dues and weekly labour cap.
- GrowGenerate lender-ready project cash-flow report.
The small contractor is not just building structures. He is building livelihoods.